Calculating the Cost of Assisted Living at Morning Pointe

How Can I Pay for Senior Living?

In order to understand the cost of assisted living it is best to fully understand your current expenses.

The Morning Pointe Cost of Living Worksheet is a great tool for helping you do just that. You may be surprised by what you find. Senior Living can be more affordable than you think.

As for funding senior living initially or on an ongoing basis, there are many sources to help with the expense from using personal funds to veteran’s benefits to long term insurance benefits.

Want to Learn More?

Calculating the Cost of Assisted Living at Morning Pointe

Can I Afford Assisted Living?

In order to understand the cost of assisted living it is best to fully understand your current expenses.

The Morning Pointe Cost of Living Worksheet is a great tool for helping you do just that. You may be surprised by what you find. Assisted Living can be more affordable than you think.

As for funding assisted living initially or on an ongoing basis, there are many sources to help with the expense from using personal funds to veteran’s benefits to long term insurance benefits.

Calculating the Cost of Assisted Living at Morning Pointe

Morning Pointe Offers Great Value for Your Money

Your Current Monthly Expenses

Mortgage or rent
Telephone
Meals and snacks
Car payment/insurance
Car maintenance
Entertainment
Cable TV
Electricity
Water
Sewer
Gas
Garbage removal
HOME MAINTENANCE
Housekeeping
Lawn care
Tree and shrub care
Gutter cleaning
Painting and repairs
Roof repairs
Major appliances (maintain/replace)
Homeowners insurance
Real estate tax
Security
SERVICES
Activities (entertainment, movies, clubs)
Nurses available
Dietary assistance
Flat linen (Towels, Sheets, etc.) laundry service
Personal Laundry (Clothes)
Assistance with personal care needs
Healthcare monitoring
Medication Management
24-hour emergency response system
Transportation

Morning Pointe’s Monthly Expenses

Mortgage or rent – Included
Telephone
Meals and snacks – Included
Transportation payment/insurance – Included
Transportation maintenance – Included
Entertainment in community – Included
Cable TV
Electricity – Included
Water – Included
Sewer – Included
Gas – Included
Garbage removal – Included
HOME MAINTENANCE
Housekeeping – Included
Lawn care – Included
Tree and shrub care – Included
Gutter cleaning – Included
Painting and repairs – Included
Roof repairs – Included
Major appliances (maintain/replace) – Included
Homeowners insurance – Included
Real estate tax – Included
Security – Included
SERVICES
Activities at community (entertainment, movies, clubs) – Included
Nurses on staff seven days a week – Included
Dietary assistance – Included
Flat linen (Towels, Sheets, ect.) laundry service – Included
Personal Laundry (Clothes)
Assistance with personal care needs
Healthcare monitoring – Included
Medication Management
24-hour emergency response system in apartment – Included
Transportation (scheduled) – Included*

* Morning Pointe provides free local scheduled transportation for basic needs like shopping, medical appointments, and campus events. See Resident Agreement for details.

Funding Sources:

  • Your income from retirement plans, pensions, annuities and Social Security
  • The equity in your current home or other owned real estate
  • Long Term Care Insurance
  • Sale of stocks or bonds
  • Conversion of mature Certificates of Deposit
  • Family assistance
  • Outside Financial Sources
  • Veteran’s Aid & Attendance Benefit
  • Life Settlement from the sale of an insurance policy
  • Converting a life insurance plan to cash
  • Elderlife Financial Services
  • Your income from retirement plans, pensions, annuities and Social Security
  • The equity in your current home or other owned real estate
  • Long Term Care Insurance
  • Sale of stocks or bonds
  • Conversion of mature Certificates of Deposit
  • Family assistance
  • Outside Financial Sources
  • Veteran’s Aid & Attendance Benefit
  • Life Settlement from the sale of an insurance policy
  • Converting a life insurance plan to cash
  • Elderlife Financial Services

We understand these are very personal decisions and only you can decide what is best. However, you don’t have to figure out the process on your own.  The Morning Pointe professional staff at a community near you is available to answer your questions along the way and help you find the proper person or agency for additional help.